Information on this website and our sales brochures
The content on our website (including details of the process of buying, selling or buying more shares of a shared ownership home) and in our sales brochures is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain legal and/or other professional advice before taking, or refraining from, any action on the basis of the content on our website or our sales brochures.

Floor plans, measurements, and images

Floor plans are provided for illustration purposes only and do not constitute any part of an offer or contract. Layout of walls, doors, window fittings and appliances are shown conventionally, and are approximate only and cannot be relied upon. Properties may be left or right-handed. The plans are not to scale nor accurate in detail. Window and external door configurations vary on selected plots - please consult with one of our Sales consultants for details of your chosen property prior to reservation.

Floor areas provided are estimates and should not be relied upon for ordering flooring or furnishings. Room sizes shown are between arrow points as indicated on the plan. The dimensions must be used for nothing other than for general guidance only, and are based on original technical drawings provided by the Developer. Slight variations may occur during construction of the home. Dimensions are shown in meters and converted to feet and inches for convenience. Although checked by the Sales team, measurements are not validated in person on-site, and we recommend taking your own measurements during a viewing.
We make reasonable efforts to update information in our brochures and on our website; however, we do not guarantee that the content is accurate, complete, or up-to-date. For the latest information, please consult one of our Sales consultants.

Applications

In line with Anti-Money Laundering legislation, our procedure requires that you evidence the source of funds for your deposit or cash purchase. This can be a detailed bank statement which shows the account details, the saved amount, and also any periodic payments which have led to the amount being accrued. If you are a cash buyer and the source of funds is from either a house sale, windfall or inheritance, then you will also be required to evidence this.

Specifications
The Shared ownership specification provided in our brochure is non-negotiable. We have a policy of continuous improvement, and we reserve the right to change specification details, designs, floor plans and site plans at any time. Any computer generated images depict a typical future street scene of the development once completed. These particulars are intended as a guide only and do not constitute any part of an offer or contract. While particulars are prepared in good faith, no responsibility is accepted as to their accuracy or for any other error, omission or misstatement made by us, people in our employment or our agents whether in the course of negotiation, in the particulars or otherwise.

Where a home includes photovoltaic (PV) panels, customers are not precluded from applying for an export tariff.  However, eligibility is not guaranteed and dependant on a number of factors.

Prices
Prices and rent figures of homes are correct at the time of advertisement and may be subject to change. 
Service charge figures shown are estimates only and may be subject to change.

Floor plans and images
Floor plans are provided for illustration purposes only. Layout of walls, doors, window fittings and appliances are shown conventionally, and are approximate only and cannot be relied upon. Properties may be left or right handed. The plans are not to scale nor accurate in detail. Window and external door configurations vary on selected plots - please consult with one of our Sales consultants for details of your chosen property prior to reservation.
Floor areas shown are estimates only and should not be relied up on when ordering flooring and/or furnishings. 

Site plan
The development layout does not show details of gradients of land, boundary treatments, local authority street lighting or landscaping. It is our intention to build in accordance with this layout, however there may be some occasions when the house designs, boundaries and landscaping positions of roads and footpaths change, as the development progresses. Please consult with one of our Sales consultants for details of your chosen property, prior to reservation. 

How we may use your personal information
We are committed to protecting and respecting your personal data and privacy. We are obliged to use your data in accordance with applicable data protection laws. How we use and collect personal data from you through your use of our website, your communications with third parties we work with or when you use our services is set out in our privacy notice.

Sinking fund

A sinking fund – also known as a reserve fund – is an amount of money which is collected over time and set aside to cover any major works which are needed on a property in the future. Sinking funds are used to pay for future, long-term planned maintenance (e.g. external decoration, roof renewal, replacement of gutters and downpipes etc), but also aim to protect homeowners from large, unforeseen expenses which may arise. However, you should be aware that if the cost of any works is more than the fund has, homeowners may need to find funds for any shortfall.

 

North Devon and Torridge Shared Ownership homes (Bay View, The Pastures, Ruby Meadows)

Terms and conditions – £50 Reservation Fee

This offer applies to shared ownership home reservations made on or before 25th December 2025. A £50 non-refundable reservation fee is payable to secure a home and confirms your intention to proceed with the purchase. The reservation fee is non-refundable if you decide not to continue with the purchase; however, it will be fully refunded if the housing provider withdraws the property or is unable to proceed. Applicants must meet the eligibility criteria for shared ownership. Upon completion of the purchase, the £50 fee will be deducted from the rent in advance payment. This offer is valid until 25th December 2025, after which the standard £250 reservation fee may apply. This offer is available on selected plots only and is subject to availability.


Terms and Conditions – £1,000 Shared Ownership Incentive

1. Eligibility
This promotion is open to purchasers who:
•    Reserve and legally complete the purchase of a qualifying shared ownership home on or before 30th March 2025, subject to the home handover.
•    Are entering into the purchase as individuals (not companies or organisations) and for use of the home as their primary residence.
•    Are eligible for the shared ownership scheme in England, including meeting income thresholds and other criteria as set out by Homes England and LiveWest.

2. Incentive Details
•    Eligible purchasers will receive a £1,000 incentive payment, intended to assist with initial costs associated with moving into a new home.
•    The payment may be used at the buyer’s discretion and is not restricted to deposit, mortgage, or furnishing purposes.

3. Payment Method and Timing
•    The £1,000 incentive will be paid by BACS transfer to the purchaser's nominated bank account within 28 days of legal completion of the home purchase.
•    Purchasers must provide valid bank account details in writing after exchange of contracts.
•    Only one incentive payment is available per household and per eligible property.

4. Conditions of Offer
•    Legal completion of the property purchase must occur on or before 30th March 2025, subject to successful handover of the home.
•    There are no clawback provisions or repayment conditions attached to the incentive once paid.
•    The incentive will not form part of the purchase price or impact the buyer’s equity share.

5. Affordability and Mortgage Advice
•    This incentive does not affect the affordability assessment required for shared ownership eligibility.
•    The £1,000 incentive will not be considered part of the purchaser’s deposit or equity contribution by lenders or housing associations.
•    Purchasers looking to use the incentive towards the purchase price of the home are advised to seek independent financial advice, as incentives may not be accepted by all mortgage lenders.

6. Resale and Ownership Terms
•    The incentive has no effect on future resale, staircasing rights, or obligations under the shared ownership lease.
•    The shared ownership lease terms remain unchanged and unaffected by the offer.

7. General Terms
•    This offer is available on selected plots only and is subject to availability.
•    This offer is not available to purchasers to whom LiveWest, as a charity, cannot offer the incentive
•    The promoter reserves the right to amend, suspend or withdraw the offer at any time without prior notice.
•    The incentive cannot be exchanged for any other form of incentive or discount and is non-transferable.
•    This promotion cannot be used in conjunction with any other offers, unless expressly agreed in writing.
•    Misuse of the promotion or breach of eligibility conditions may result in disqualification.
 

 

Your home may be repossessed if you do not keep up  with repayments on a mortgage or any other debts secured on it.