Scams can happen to anyone. As more of us shop, bank and connect online, fraudsters are finding new ways to trick people into handing over money or personal information. By knowing what to look out for, you can take simple steps to stay safe and protect yourself from becoming a victim.
Common scams to watch out for
Scammers often try to create a sense of urgency to catch people off guard. Some of the most common scams include:
- Text message scams claiming to be from banks, delivery companies or government organisations.
- Phone scams where callers pretend to be from trusted companies and ask for personal or financial information.
- Online scams through social media, websites or emails designed to steal your details or money.
- Purchase scams offering goods at prices that seem too good to be true.
Remember, genuine organisations will never pressure you to act immediately or ask you to share sensitive information when you aren't expecting to.
How to spot fraud
Scammers are becoming harder to spot, but there are warning signs to look out for:
- Messages asking you to click on links or download attachments.
- Requests for passwords, PINs or bank details.
- Unexpected contact from someone claiming there is a problem with your account.
- Poor spelling, unusual email addresses or suspicious website links.
- Offers, prizes or discounts that seem too good to be true.
If something doesn't feel right, trust your instincts and take time to check before responding.
What to do if you've been scammed
If you think you've fallen victim to a scam, act quickly:
- Contact your bank straight away if money has been taken or your account details have been compromised.
- Change any passwords that may have been affected.
- Report the scam to Report Fraud or the relevant organisation.
- Keep evidence such as messages, emails or screenshots.
Being scammed can be upsetting, but reporting it can help prevent others from becoming victims too.
Stay Safe Online
Scammers are constantly changing their tactics, but staying informed is one of the best ways to protect yourself. Taking a few moments to check messages, websites and requests carefully can help keep your money, personal information and online accounts safe.
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