How long will it take me to pay back my debt?  

When dealing with debt, set realistic and manageable timescales. Solving debt doesn’t happen overnight but creating a plan will make this more achievable and less stressful. 

Set up payment goals. If you have small debts, it may be easiest for you to pay these off completely first. Look at what debts are costing you the most money to pay back, for example you may have a high interest credit card. To get a clear picture of your debts, list them all by interest rate from lowest to highest, work out how much they are costing you and how much extra you can pay back.